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Can I always get cover?
A pre-existing condition is a medical condition which
has been diagnosed, has required medical treatment or
for which you have sought medical advice or symptoms
have occurred in a period immediately prior to applying
for the plan. Most health plans do not pay for the treatment
of pre-existing conditions.
If you have a medical condition that may come back,
the insurance company may cover you, but exclude that
condition, reviewing the possibility for inclusion into
the plan in later years.
There are a number of medical conditions which you
may not be able to have covered under insurance plans.
You are not normally able to secure cover for an illness
you are presently suffering, or have already had in
the recent past. These are known as pre-existing conditions.
